You are a lawyer in the legal department of a large bank that specializes in arranging loans. In the light of First Tower Trustees Ltd and another v CDS (Superstores International) Ltd [2019] 1 WLR 637 Court of Appeal [2018] EWCA Civ 1396 2018, what advice (giving full reasons) would you give to the bank in terms of the drafting the information memorandum it provides to potential participant banks that might wish to join a syndicate. (The case is available on Lexis Nexis)