Private Client and Estate Planning (LPC)

Is this will likely to protect the survivor from having to pay care home fees should the survivor need to enter a care home?

Can any children of Susan Collins benefit from  will if they are born after my death?

What is the effect of the gift to David Statman being “free of tax”?

Are there any difficulties with the gift in Clause 9?

Should any of the trusts  be re-drafted to make them more tax efficient?