Personal Statement Essay

  • Evaluate the creditworthiness of commercial lending transactions across all lending platforms including in depth analysis of Real Estate, C&I, Private Banking, and international portfolios.
  • Mitigate potential credit problems by calculating and monitoring limit exceptions, portfolio deterioration, and rating migrations.
  • Recognized for strong ability to analyze financial statements, calculate ratios, draw credit conclusions, and make recommendations and presentations to senior management.
  • Perform complex quantitative and qualitative analysis of key metrics and model output related to credit loss forecasting
  • Strong IT and data management skills including experience with relevant software packages such as MS Office (Excel, PowerPoint), VBA, Alteryx, and Tableau
  • Theoretical and practical knowledge of risk management techniques, specifically within credit risk and stress testing
  • Strong knowledge in Regulatory reporting such as CCARR and BASEL III.