Adequate regulations or overregulation

Prudential requirements and the results of German banks

Banking supervisory requirements

1. introduction
– Definition and importance of banking supervision
– Background and objectives of banking regulation
– Question and structure of the seminar paper

2. bank regulatory requirements
– Overview of important regulations for banks (e.g. Basel III, CRD IV, MaRisk)
– Content and objectives of the regulations
– Effects of the regulations on banks (e.g. higher capital requirements, stricter risk assessment)

3. results of German banks
– Overview of the economic situation of German banks in recent years
– Analysis of the development of key figures such as profit, return on equity, cost-income ratio in comparison to other banks in Europe and worldwide
– Impact of regulations on results (positive/negative)

4. discussion
– Evaluation of the results: Appropriate regulations or overregulation?
– Statement on possible alternatives to current banking regulation
– Outlook and recommendations for the future design of banking supervision

5 Conclusion and summary

What matters to me is the performance of German Banks and how they have changed compared to European banks. If they have Adequate regulations or overregulation.