Read each response. There are 2 responses. Write a 100 word response for each.

Instructions: Read each response. There are 2 responses. Write a 100 word response for each.

Response 1.) Deborah

IMPACT OF HEALTH INSURANCE EXCHANGE

Health Insurance Challenges

Health Insurance has many challenges. Consolidation and the cost of healthcare is another major challenge in the Healthcare Exchange. Both consolidation and the cost of health care play a huge factor that focuses on prices and quality. An example would be the merger of Natchez Community Hospital merging with Natchez Regional Medical Center in Natchez, Mississippi.

Natchez Community Hospital was a 101 bed facility that was owned and operated by the Health Management System. Natchez Regional Medical Center had 179 beds and was owned by the County and had been through two bankruptcies. Natchez Community Hospital was bought out by Community Health Solutions (CHS) in January 2014. The hospital closed in 2015 after CHS bought Natchez Regional in 2015. Two hospitals merge into one hospital at Natchez Regional Medical while closing Natchez Community Hospital. The new hospital is called Merit Health Natchez. Although the services have not changed, the price of healthcare skyrocketed. The shareholders believe the consolidation changed geographic access to care, physician referral behaviors, how educated patients were about their health care, the health care advertising environment, and economies of surrounding neighborhoods (O’Hanion).

There are different types of health insurances: group plan, individual plan, Medicare, and Medicaid. A group plan is sponsored by the employer and it is optional. An individual plan is coverage brought through the marketplace by the individual for themselves or family who doesn’t have access to employer sponsored or government health coverage. Medicare and Medicaid is a federal insurance from the government.

Response 2.) Tomeka

This week, I will continue to work on my literature review about the purpose of the qualitative descriptive inquiry study and focus on the role of the researcher to identify 20 African American females in Rural South Mississippi and get their viewpoints on goals, barriers, and accomplishments in their careers. Choosing the right participants and asking the right questions is vital to my research. Collecting this information is essential to move forward with Chapter 2. I will continue to work through the bullet list I emailed last week with the understanding that some of the information may have to be edited to have a sound Chapter 2.