Posts

What did you notice in the closing price graph across all years? Explain in one paragraph. Based on class lectures and this assignment, what is your prediction of the bitcoin market? Are you bullish or bearish on bitcoin and why?

FinTech Innovation Bitcoin

Assignment 2: Bitcoin

Dataset for assignment
Submission Instructions: Zip file with the following: One python file with the code labeled A6.py. Another file labeled A6 – 2.pdf which includes the screenshots for the 5 graphs in Question 3, the one graph in Question 4, as well as the written responses for 5,6, and 7.

Hint: The easiest way to complete this assignment is to convert each csv file into pandas dataframes.

1) The first task is to append BTC-2017min.csv, BTC-2018min.csv, BTC-2019min.csv, BTC-2020min.csv, and BTC-2021min.csv. Make sure you do this in pandas/using python.
a) The data is currently sorted by descending date in each file. What this means is that 12/31/17 is at the top of the BTC-2017min.csv file while 1/1/17 is at the bottom. First, sort each file by date ascending so 1/1/20XX is at the top and 12/31/20XX is at the bottom for each file.

2) After lining up the dates, create a new column called “AVERAGE” in the pandas dataframe- average of high and low columns. Hint: Format would look similar to this: df[ ‘average_1_2’] = df[[ ‘column 1’, ‘column 2’’ ]].mean(axis= 1). Make sure to label graph axes (average price on y and dates on x axis)

3) Make a line plot for each of the years based on the average column. (X axis should be the dates, y-axis should be the average column). There should be 5 of these graphs- to create smaller data frames based on the year. (EX: year1 dataframe contains data from 1/1/17-12/31/17, year2 dataframe contains data from 1/1/18-12/31/18).

4) Then, combine all the data frames and line up the dates so that 12/31/17 is immediately followed by 1/1/18, 12/31/18 is immediately followed by 1/1/19, etc. In other words, the data should be chronologically listed by date from 2017-2021. Essentially, make a graph but instead of using the “AVERAGE” column, refer to the “CLOSING price.”

5) Write a brief summary on trends you have observed in each of the yearly graphs regarding average price

6) What did you notice in the closing price graph across all years? Explain in one paragraph.

7) (Discussion) Based on class lectures and this assignment, what is your prediction of the bitcoin market? Are you bullish or bearish on bitcoin and why?

How will the PV and FV of the annuity in part f change if it is an annuity due? What will the FV be for $1,000 now in 5 years if the interest rate is 10%, semiannual compounding? What will the PV be for $1,000 in 5 years if the interest rate is 10%, semiannual compounding?

FINANCIAL INSTITUTIONS MANAGEMENT

WRITTEN ASSIGNMENT # 2

Problem 1 (25 points)

TIME VALUE OF MONEY Answer the following questions:

  1. Assuming a rate of 10% annually, find the FV of $1,000 after 5 years.
  2. What is the investment’s FV at rates of 0%, 5%, and 20% after 0, 1, 2, 3, 4, and 5 years?
  3. Find the PV of $1,000 due in 5 years if the discount rate is 10%.
  4. What is the rate of return on a security that costs $1,000 and returns $2,000 after 5 years?
  5. Suppose California’s population is 40 million people and its population is expected to grow by 2% annually. How long will it take for the population to double?
  6. Find the PV of an ordinary annuity that pays $1,000 each of the next 5 years if the interest rate is 15%. What is the annuity’s FV?
  7. How will the PV and FV of the annuity in part f change if it is an annuity due?
  8. What will the FV be for $1,000 now in 5 years if the interest rate is 10%, semiannual compounding? What will the PV be for $1,000 in 5 years if the interest rate is 10%, semiannual compounding?
  9. What will the annual payments be for an ordinary annuity for 10 years with a PV of $1,000 if the interest rate is 8%? What will the payments be if this is an annuity due?
  10. Find the PV and the FV of an investment that pays 8% annually and makes the following end-of-year payments: Details
  11. Five banks offer nominal rates of 6% on deposits, but A pays interest annually, B pays semiannually, C pays quarterly, D pays monthly, and E pays daily. (1) What effective annual rate does each bank pay? If you deposit $5,000 in each bank today, how much will you have in each bank at the end of 1 year? 2 years? (2) If all of the banks are insured by the government (the FDIC) and thus are equally risky, will they be equally able to attract funds? If not (and the TVM is the only consideration), what nominal rate will cause all of the banks to provide the same effective annual rate as Bank A? (3) Suppose you don’t have the $5,000 but need it at the end of 1 year. You plan to make a series of deposits—annually for A, semiannually for B, quarterly for C, monthly for D, and daily for E—with payments beginning today. How large must the payments be to each bank? (4) Even if the five banks provided the same effective annual rate, would a rational investor be indifferent between the banks? Explain.
  12. Suppose you borrow $15,000. The loan’s annual interest rate is 8%, and it requires four equal end-of-year payments. Set up an amortization schedule that shows the annual payments, interest payments, principal repayments, and beginning and ending loan balances.

 

Problem 2 (25 points)

BOND VALUATION Clifford Clark is a recent retiree who is interested in investing some of his savings in corporate bonds. His financial planner has suggested the following bonds:

  • Bond A has a 7% annual coupon, matures in 12 years, and has a $1,000 face value.
  • Bond B has a 9% annual coupon, matures in 12 years, and has a $1,000 face value.
  • Bond C has an 11% annual coupon, matures in 12 years, and has a $1,000 face value.

Each bond has a yield to maturity of 9%.

  1. Before calculating the prices of the bonds, indicate whether each bond is trading at a premium, at a discount, or at par.
  2. Calculate the price of each of the three bonds.
  3. Calculate the current yield for each of the three bonds. (Hint: Refer to footnote 6 for the definition of the current yield and to Table 7.1.)
  4. If the yield to maturity for each bond remains at 9%, what will be the price of each bond 1 year from now? What is the expected capital gains yield for each bond? What is the expected total return for each bond?
  5. Clark is considering another bond, Bond D. It has an 8% semiannual coupon and a $1,000 face value (i.e., it pays a $40 coupon every 6 months). Bond D is scheduled to mature in 9 years and has a price of $1,150. It is also callable in 5 years at a call price of $1,040. (1) What is the bond’s nominal yield to maturity? (2) What is the bond’s nominal yield to call? If Mr. Clark were to purchase this bond, would he be more likely to receive the yield to maturity or yield to call? Explain your answer.
  6. Explain briefly the difference between price risk and reinvestment risk. Show the price change to each of the following bonds if market interest rates rise from 9% per year to 10% to year. Which has the most reinvestment risk and why?
    • A 1-year bond with a 9% annual coupon
    • A 5-year bond with a 9% annual coupon A 5-year bond with a zero coupon
    • A 10-year bond with a 9% annual coupon
    • A 10-year bond with a zero coupon
  7. Calculate the price of each bond (A, B, and C) at the end of each year until maturity, assuming interest rates remain constant. Create a graph showing the time path of each bond’s value, similar to that shown in Figure 7.2. (1) What is the expected interest yield for each bond in each year? (2) What is the expected capital gains yield for each bond in each year? (3) What is the total return for each bond in each year?

 

What are the activities and tasks given to you during this month?

Report Internship MGT430

(Report Components)

Task(s) What are the activities and tasks given to you during this month?
New skill(s) What skills did you learn through the month?
Meeting(s) How many meetings did you attend?
Difficulty/ Challenge(s) What are the difficulties you had this month?
How did you overcome these difficulties?
Learning What did you learn from completing the tasks
What did you want to learn more?

                                                                                                     

*Note:

  1. This report is a summary of the training activities performed.
  2. You may attach additional pages if needed. And student can attach any extra note to this form.

 

As a Business Analyst, discuss the goals of digital business transformation. Being a role of Data Analyst, discuss the concept ‘Data is an Asset’.

As a Business Analyst, discuss the goals of digital business transformation .

Questions

1. As a Business Analyst, discuss the goals of digital business transformation. (3 marks)

2. Being a role of Data Analyst, discuss the concept ‘Data is an Asset’. (3 marks)

3. As a Project Manager, how do you deal with the Talent shortages in your team. (3 Marks)

4. As a Web developer how do you optimize the product and discuss the importance of the concept ‘Brand is the Experience’. (3 marks)

Simulate the hypothetical face-to-face educational session addressing the health concern and health goals of your selected community individual or group.

Health Promotion Plan Presentation

Build a slide presentation (PowerPoint preferred) of the hypothetical health promotion plan you developed in the first assessment. Then, implement your health promotion plan by conducting a hypothetical face-to-face educational session addressing the health concern and health goals of your selected group. How would you set goals for the session, evaluate session outcomes, and suggest possible revisions to improve future sessions?

As you begin to prepare this assessment, you are encouraged to complete the Vila Health: Conducting an Effective Educational Session activity. The information gained from completing this activity will help you succeed with the assessment as you consider key issues in conducting an effective educational session for a selected audience. Completing activities is also a way to demonstrate engagement.

Preparation

For this assessment, you will conclude the clinical learning activity you began in Assessment 1.

You will resume the role of a community nurse tasked with addressing the specific health concern in your community. This time, you will present, via educational outreach, the hypothetical health promotion plan you developed in Assessment 1 to your fictitious audience. In this hypothetical scenario, you will simulate the presentation as though it would be live and face-to-face. You must determine an effective teaching strategy, communicate the plan with professionalism and cultural sensitivity, evaluate the objectives of the plan, revise the plan as applicable, and propose improvement for future educational sessions. To engage your audience, you decide to develop a PowerPoint presentation with voice-over and speaker notes to communicate your plan.

Remember that your first assessment (Assessment 1) MUST be satisfactorily completed to initiate this assessment (Assessment 4).

Please review the assessment scoring guide for more information.

To prepare for the assessment, you are encouraged to complete the Vila Health: Conducting an Effective Educational Session simulation. You may also wish to review the health promotion plan presentation assessment and scoring guide to ensure that you understand all requirements.

Note: As you revise your writing, check out the resources listed on the Writing Center’s Writing Support page.

Instructions

Complete the following:

  • Prepare a 10–12 slide PowerPoint presentation with a voice-over and detailed speaker notes that reflects your hypothetical presentation. This presentation is the implementation of the plan you created in Assessment 1. The speaker notes should be well organized. Be sure to include a transcript of the voice-over (please refer to the PowerPoint tutorial). The transcript can be submitted on a separate Word document.
  • Simulate the hypothetical face-to-face educational session addressing the health concern and health goals of your selected community individual or group.
  • Imagine collaborating with the hypothetical participant(s) in setting goals for the session, evaluating session outcomes, and suggesting possible revisions to improve future sessions.

As you begin to prepare this assessment, you are encouraged to complete the Vila Health: Conducting an Effective Educational Session activity. The information gained from completing this activity will help you succeed with the assessment as you consider key issues in conducting an effective educational session for a selected audience.

After reading and researching on digtial footprints, digital blunders and digital legacies, post some key things that you have learned.

Discussion board

After reading and researching on digtial footprints, digital blunders and digital legacies, post some key things that you have learned. In addition to posting your intial post, you will also read and respond to five of your classmates. This exercise will hopefully expand your knowledge of these topics. Please follow the template below when make your post.

Post three key things you learned about digital footprints, remember to cite your information using APA format. Please include at least three sentences for each. (9 sentences total)

1.

2

3.

Post three key things you learned about digital blunders, remember to cite your information using APA format. Please include at least three sentences for each (9 sentences total)

1.

2

3.

Post three key things you learned about digital legacies, remember to cite your information using APA format. Please have at least three sentences for each. (9 sentences total)

1.

2

3.

Cite your references in APA format.

Research a selected local, national, or global nonprofit organization or government agency to determine how it contributes to public health and safety improvements, promotes equal opportunity, and improves the quality of life within the community.

Community Resources

Research a selected local, national, or global nonprofit organization or government agency to determine how it contributes to public health and safety improvements, promotes equal opportunity, and improves the quality of life within the community. Submit your findings in a 5 page report.

As you begin to prepare this assessment, it would be an excellent choice to complete the Nonprofit Organizations and Community Health activity. Complete this activity to gain insight into promoting equal opportunity and improving the quality of life in a community. The information gained from completing this activity will help you succeed with the assessment.

Develop a disaster recovery plan to lessen health disparities and improve access to community services after a disaster.

Disaster Recovery Plan

Develop a disaster recovery plan to lessen health disparities and improve access to community services after a disaster. Then, develop and record a 10-12 slide presentation (please refer to the PowerPoint tutorial) of the plan with audio and speaker notes for the Vila Health system, city officials, and the disaster relief team.

As you begin to prepare this assessment, you are encouraged to complete the Disaster Preparedness and Management activity. The information gained from completing this activity will help you succeed with the assessment as you think through key issues in disaster preparedness and management in the community or workplace. Completing activities is also a way to demonstrate engagement.

Are the new models of integrated delivery systems in health care more beneficial to the providers or the consumers of the product or service?

Questions/ Repsonse

Question: Are the new models of integrated delivery systems in health care more beneficial to the providers or the consumers of the product or service?

Respond to students below.

Cierra Chantel Morgan

New models of integrated delivery systems in health care are more beneficial to most consumers compared to the providers or services because they offer medical services while still being affordable. Consumers save money in the long run and can also still get care close to them. Although the new system is more cost-effective, it reaps the benefits in the long run. Development and implementation of these models are expected to result in better health care, health care services, and changes in how health care is distributed, purchased, and paid for.

 

Jada Aaliyah Maclin

Integrated delivery systems refer to a network of healthcare organizations under a company. So, an IDS includes a number of healthcare facilities managed by a organization. An IDS is equipped to provide healthcare services to patients. The combination of different healthcare facilities helps IDS use resources more efficiently reducing the cost of healthcare. It improves quality of health care. Patients are able to assist a wide range of high-quality services under the same system at a lower cost. So, this system is more beneficial to consumers than providers.

 

Develop a hypothetical health promotion plan, 3-4 pages in length, addressing a specific health concern for an individual or a group living in the community that you identified from the topic list provided.

Health Promotion Plan

Develop a hypothetical health promotion plan, 3-4 pages in length, addressing a specific health concern for an individual or a group living in the community that you identified from the topic list provided.

  • Bullying.
  • Teen Pregnancy.
  • LGBTQIA + Health.
  • Sudden Infant Death (SID).
  • Immunization.
  • Tobacco use (include all: vaping, e-cigarettes, hookah, chewing tobacco, and smoking) cessation.

Introduction

Historically, nurses have made significant contributions to community and public health with regard to health promotion, disease prevention, and environmental and public safety. They have also been instrumental in shaping public health policy. Today, community and public health nurses have a key role in identifying and developing plans of care to address local, national, and international health issues. The goal of community and public health nursing is to optimize the health of individuals and families, taking into consideration cultural, racial, ethnic groups, communities, and populations. Caring for a population involves identifying the factors that place the population’s health at risk and developing specific interventions to address those factors. The community/public health nurse uses epidemiology as a tool to customize disease prevention and health promotion strategies disseminated to a specific population. Epidemiology is the branch of medicine that investigates causes of various diseases in a specific population (CDC, 2012; Healthy People 2030, n.d.).

As an advocate and educator, the community/public health nurse is instrumental in providing individuals, groups, and aggregates with the tools that are essential for health promotion and disease prevention. There is a connection between one’s quality of life and their health literacy. Health literacy is related to the knowledge, comprehension, and understanding of one’s condition along with the ability to find resources that will treat, prevent, maintain, or cure their condition. Health literacy is impacted by the individual’s learning style, reading level, and the ability understand and retain the information being provided. The individual’s technology aptitude and proficiency in navigating available resources is an essential component to making informed decisions and to the teaching learning process (CDC, 2012; Healthy People 2030, n.d.).

It is essential to develop trust and rapport with community members to accurately identify health needs and help them adopt health promotion, health maintenance, and disease prevention strategies. Cultural, socio-economical, and educational biases need to be taken into consideration when communicating and developing an individualized treatment and educational plan. Social, economic, cultural, and lifestyle behaviors can have an impact on an individual’s health and the health of a community. These behaviors may pose health risks, which may be mitigated through lifestyle/behaviorally-based education. The environment, housing conditions, employment factors, diet, cultural beliefs, and family/support system structure play a role in a person’s levels of risk and resulting health. Assessment, evaluation, and inclusion of these factors provide a basis for the development of an individualized plan. The health professional may use a genogram or sociogram in this process.

What is a genogram? A genogram, similar to a family tree, is used to gather detailed information about the quality of relationships and interactions between family members over generations as opposed to lineage. Gender, family relationships, emotional relationships, lifespan, and genetic predisposition to certain health conditions are components of a genogram. A genogram, for instance, may identify a pattern of martial issues perhaps rooted in anger or explain why a person has green eyes.

What is a sociogram? A sociogram helps the health professional to develop a greater understanding of these factors by seeing inter-relationships, social links between people or other entities, as well as patterns to identify vulnerable populations and the flow of information within the community