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After watching the video, write your short reflection to the forum considering what are the socio cultural impacts of tourism and what may be the role of policymakers in developing tourism in creating a “Win” – “Win” situation?

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Video Forum #3

Go to library’s website and in one search box type: “World Tourism Case Studies” (the actual link is: https://fod-infobase-com.jpllnet.sfsu.edu/p_ViewVideo.aspx?xtid=128791#) but it may or may not work when you click on it so search box is a guaranteed option.

After watching the video, write your short reflection to the forum considering what are the socio cultural impacts of tourism and what may be the role of policymakers in developing tourism in creating a “Win” – “Win” situation?

For your bank, what percent of its loans went to businesses in census tracts in your bank’s designated counties where the median family income is >= 50% and < 80% of the MSA/MD median family income?

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Database Spring 2023

Answer each of the questions in the document directly under the question. Below all of the questions, include your code and indicate the question it addresses.

Part 1: Questions
Limit these results to loans that mapped to businesses with good address in census tracts with populations >= 100?

For these questions, use the American Community Survey (ACS) values: total_pop, hispanic_pop, black_pop, white_pop. (`bigquery–public–data.census_bureau_acs.censustract_2020_5yr`)

1. For your bank in your bank’s designated counties, how many loans mapped to census tracts with populations >= 100?

2. For your bank in your bank’s designated counties, what percentage of those loans went to businesses in census tracts that were majority black?

3. For your bank in your bank’s designated counties, what percentage of those loans went to businesses in census tracts that were majority Hispanic?

4. For your bank in your bank’s designated counties, what percentage of those loans went to businesses in census tracts that were majority white?

(Note: Don’t break down the results by individual county.)

5. For all banks that made loans to business in your bank’s designated counties, how many loans went to census tracts with populations >= 100?

6. For all banks that made loans to business in your bank’s designated counties, what percent of those loans (tract populations >= 100) went to businesses in census tracts that were majority black?

7. For all banks that made loans to business in your bank’s designated counties, what percent of those loans (tract populations >= 100) went to businesses in census tracts that were majority Hispanic?

8. For all banks that made loans to business in your bank’s designated counties, what percent of those loans (tract populations >= 100) went to businesses in census tracts that were majority white?

Part 2: Questions
Using the income table: `classdata–324219.ppp.census_income` (see guide below). Limit these results to loans that mapped to businesses with good address in tracts with populations >= 100?

9. For your bank, what percent of its loans went to businesses in census tracts in your bank’s designated counties where the median family income is > 0% and < 50% of the MSA/MD median family income (Income_Level_Ind =1)?

10. For your bank, what percent of its loans went to businesses in census tracts in your bank’s designated counties where the median family income is >= 50% and < 80% of the MSA/MD median family income?

11. For your bank, what percent of its loans went to businesses in census tracts in your bank’s designated counties where the median family income is >= 80% and < 120% of the MSA/MD median family income?

12. For your bank, what percent of its loans went to businesses in census tracts in your bank’s designated counties where the median family income is >= 120% of the MSA/MD median family income?

(Note: Don’t break down the results by individual county.)

13. For all banks that made loans to business in your bank’s designated counties, what percent of those loans (tract populations >= 100) went to businesses in census tracts median family income is > 0% and < 50% of the MSA/MD median family income?

14. For all banks that made loans to business in your bank’s designated counties, what percent of those loans (tract populations >= 100) went to businesses in census tracts median family income is >= 50% and < 80% of the MSA/MD median family income?

15. For all banks that made loans to business in your bank’s designated counties, what percent of those loans (tract populations >= 100) went to businesses in census tracts median family income is >= 80% and < 120% of the MSA/MD median family income?

16. For all banks that made loans to business in your bank’s designated counties, what percent of those loans (tract populations >= 100) went to businesses in census tracts median family income is >= 120% of the MSA/MD median family income?

Develop policies that document the minimum security requirements for Regional Bank covering its financial system and customer-facing online web service.

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Creating Policies for Systems and Web Services

You have been hired as a security consultant to develop policies that document the minimum security requirements for Regional Bank covering its financial system and customer-facing online web service.

 

Part 1: Regional Bank Financial Software System (RBFSS)

Regional Bank has an accounting system that tracks its revenue, accounts receivable, accounts payable, and employee payroll.

Write a 2- to 3-page security policy for RBFSS in which you describe:

  • Access control-based user roles for each component (accounts receivable, accounts payable, employee payroll)
  • Password requirements and protection
  • Password protected screen savers
  • Data encryption at rest

Annotate each security control with at least one Critical Security Control (CSC) from the Center for Internet Security (CIS).

 

Part 2: Regional Bank Financial Software System (RBFSS)

Regional Bank has an online web-based service for its customers that allows for online banking.

Write a 1- to 2-page security policy for the RBFSS web-based online banking system that includes a brief description of the following security controls:

  • Authentication method for customers to log in
  • Encryption of data in transit
  • Web browser security
  • Deployment of anti-malware software

Annotate each security control with at least one Critical Security Control (CSC) from the Center for Internet Security (CIS).

Annotate at least one OWASP Top 10 security risk that could be associated with each of the security controls above.

Based on your readings, prepare a PowerPoint presentation describing your leadership style and how you would use your leadership to effectively manage quality and safety during a healthcare crisis. Explain the crisis situation, the environment, the resources available, the challenges, and proposed solutions to the crisis situation that you are writing about.

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Crisis situations require effective leadership to direct a unified quality healthcare response.

Using the Saudi Digital Library, locate and read three scholarly research articles on the role of leadership in managing quality and safety initiatives during crisis situations in Saudi Arabia.

Based on your readings, prepare a PowerPoint presentation describing your leadership style and how you would use your leadership to effectively manage quality and safety during a healthcare crisis. Explain the crisis situation, the environment, the resources available, the challenges, and proposed solutions to the crisis situation that you are writing about.

What is the Macaulay duration and modified duration of the zero-coupon bond with the yield to maturity of 6% maturing on 30th June 2027?

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Multiple Choice Questions

Instructions:

  1. There are 10 questions. Choose the best answer to each question and write your answer choice (A, B, C, D or E) on Canvas. Each question is worth 10 points.
  2. The questions will be graded according to the Course Syllabus. Your Excel spreadsheet files will serve as evidence of your work.
  3. Submit the answers together with your Excel spreadsheets file on Canvas.
  4. Make sure you do your works CLEARLY and NEATLY. Untidy work will result in a 1 point penalty per question.

Questions                                                   

Questions 1 and 2 are directed at Task 1

  1. What is the invoice price when the settlement date is 30th June 2021?
  1. 932.68
  2. 933.49
  3. 940.63
  4. 943.15
  5. 951.18

 

  1. What is the invoice price when the settlement date is 5th September 2021?
  1. 932.68
  2. 933.49
  3. 940.63
  4. 943.15
  5. 951.18

 

Questions 3 to 8 are directed at Task 2

  1. What is the Macaulay duration and modified duration of the zero-coupon bond with the yield to maturity of 6% maturing on 30th June 2027?
  1. Macaulay duration = 6.0000, modified duration = 5.6604
  2. Macaulay duration = 6.1113, modified duration = 5.9333
  3. Macaulay duration = 5.3532, modified duration = 5.1972
  4. Macaulay duration = 8.4740, modified duration = 8.2272
  5. Macaulay duration = 5.0290, modified duration = 4.8825

 

  1. What is the Macaulay duration and modified duration of the 4% semi-annual coupon payment bond with the yield to maturity of 6% maturing on 30th June 2027?
  1. Macaulay duration = 6.0000, modified duration = 5.6604
  2. Macaulay duration = 6.1113, modified duration = 5.9333
  3. Macaulay duration = 5.3532, modified duration = 5.1972
  4. Macaulay duration = 8.4740, modified duration = 8.2272
  5. Macaulay duration = 5.0290, modified duration = 4.8825

 

  1. What is the Macaulay duration and modified duration of the 7% semi-annual coupon payment bond with the yield to maturity of 6% maturing on 30th June 2027?
  1. Macaulay duration = 6.0000, modified duration = 5.6604
  2. Macaulay duration = 6.1113, modified duration = 5.9333
  3. Macaulay duration = 5.3532, modified duration = 5.1972
  4. Macaulay duration = 8.4740, modified duration = 8.2272
  5. Macaulay duration = 5.0290, modified duration = 4.8825

 

  1. Holding time to maturity and yield to maturity constant, what can you infer about a bond’s Macaulay duration and modified duration as the coupon rate decreases from 8% to 4%?
  1. Macaulay and modified durations remain unchanged.
  2. Macaulay and modified durations increase.
  3. Macaulay and modified durations decrease.
  4. Macaulay duration increases while modified duration decreases.
  5. Macaulay duration decreases while modified duration increases

 

  1. Suppose the bond’s annual coupon rate is 7%. What can you infer about the Macaulay duration as the maturity increases from 30th June 2027 to 30th June 2032?
  1. Macaulay duration stays the same.
  2. Macaulay duration increases.
  3. Macaulay duration decreases.
  4. None of the above.

 

 

  1. Suppose the bond’s annual coupon rate is 7% and the maturity date is 30th June 2027. What can you infer about the Macaulay duration as the yield to maturity decreases from 6% to 5%?
  1. Macaulay duration stays the same.
  2. Macaulay duration increases.
  3. Macaulay duration decreases.
  4. None of the above.

 

Questions 9 and 10 are directed at Task 3

  1. The current yield to maturity is 6%. What is the annualized convexity of the 7% semi-annual coupon payment bond maturing on 30th June 2027?
  1. 149.417
  2. 115.6984
  3. 37.3543
  4. 28.9246
  5. 19.53

 

  1. The yield to maturity rises from 6% to 10%. What is the approximate percentage price change of the bond if you consider both modified duration and convexity?
  1. -19.53%
  2. -17.22%
  3. 0.00%
  4. 17.22%
  5. 19.53%

Find a current, peer-reviewed article about this topic (Phonics Theory/Terminology). Write a paper (approximately 3 pages) that you will post to our shell in the appropriate assignment link.

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Article Writing Question

Find a current, peer-reviewed article about this topic (Phonics Theory/Terminology). Peer-reviewed means research that has been evaluated by one or more experts (peers) who are qualified in the same field.
Google Scholar is a website that allows you to search for peer-reviewed articles by field. You can also find current research within Piedmont Library along with other college websites such as this one: https://researchguides.library.vanderbilt.edu/education/articlesLinks to an external site.

Current means research that has been completed within the last decade.

Share with the class the current research and trends you found in the article. You can write a paper (approximately 3 pages) that you will post to our shell in the appropriate assignment link. This will be visible to the class.

What phonological interferences are you hearing? Which words is the learner mispronouncing? Why is he unable to say the words correctly?

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Discussion Post 300 words 3 sources

Finally, after reading the chapters, the information in the websites, first discuss (1) the importance of developing phonological knowledge for literacy instruction and (2) the importance of developing phonological awareness in teaching pronunciation and spelling and (3) post a response to the following situation:

You hear a conversation between an ELL (Spanish speaking) student and another student. If you need help understanding the sentence, cut and paste it into the IPA reader browser. http://ipa-reader.xyz/

EL student: ” dɪd ju: ˈhævə gʊd ˈjɜ:ni ˈjestəˌdeɪ”

  • What phonological interferences are you hearing?
  • Which words is the learner mispronouncing?
  • Why is he unable to say the words correctly?
  • How would you help the students learn to articulate the sounds he is having trouble with?

You must start a thread before you can read and reply to other threads

Write a one-paragraph summary of the article that includes a direct quote. Write a second paragraph where you respond to the ideas presented in the article.

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Assignment: Teach back-Facebook

COURSE OBJECTIVES:

2. Demonstrate appropriate academic research and writing techniques.

Overview

  • This week we read “How Facebook Makes Us Unhappy,” by Maria Konnikova.
  • This article was published by The New Yorker in September 2013; while that is not especially long ago, it is also not especially recent.

Expectations and Deliverables

Your job is to find a more recent article from one of the search techniques that you learned about in this week’s lecture.

  •  Be sure to find an article that relates to the impact that social media has on human beings
  •  Write a one-paragraph summary of the article that includes a direct quote.
  •  Write a second paragraph where you respond to the ideas presented in the article.
  •  Be sure to include the APA citation for the article.

S&S Air is planning for a growth rate of 12% next year. Calculate the EFN for the company assuming the company is operating at full capacity. Can the company’s sales increase at this growth rate? Explain your reasoning.

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Case study

Review “Mini Case: Planning for Growth at S&S Air” in your textbook on page 129, also found at the end of Chapter 4 in your textbook. Then, answer the following questions:

Calculate the internal growth rate and sustainable growth rate for S&S Air. What do these numbers mean? How do you know?

S&S Air is planning for a growth rate of 12% next year. Calculate the EFN for the company assuming the company is operating at full capacity. Can the company’s sales increase at this growth rate? Explain your reasoning.

Most assets can be increased as a percentage of sales. For instance, cash can be increased by any amount. However, fixed assets must be increased in specific amounts because it is impossible, as a practical matter, to buy part of a new plant or machine. In this case, a company has a “staircase” or “lumpy” fixed cost structure. Assume S&S Air is currently producing at 100% capacity. As a result, to increase production, the company must set up an entirely new line at a cost of $5,000,000. Calculate the new EFN with this assumption. What does this imply about capacity utilization for the company next year?

Consider how long term planning and growth is affected by location in the world. Discuss how you would advise S&S Air about planning and growth in your own country and expansion into other countries?

Write an essay on the impact of passive strategies on the overall energy performance of traditional houses in the Kingdom of Saudi Arabia.

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The Impact of Passive Strategies on the Overall Energy Performance of Traditional Houses in the Kingdom of Saudi Arabia

Write an essay on the impact of passive strategies on the overall energy performance of traditional houses in the Kingdom of Saudi Arabia.