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Explain the debriefing process, or explain why there will not be a debriefing process.

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SECTION H: Consent/Assent
Describe the following:

1) How will consent/assent be obtained place. (e.g., signing a consent form in person, online consent form as front page for online survey, etc.)

2) If applicable, what procedures are in place to reduce coercion (e.g., if extra credit is offered, what non-research alternatives are available to students who do not wish to participate in research).

3)  If participants are vulnerable populations, explain how you will follow research ethics guidelines for obtaining consent. (If applicable).

4) If a request for a waiver of consent or waiver of documentation of consent is being sought for this proposal, describe here how the request comports with Federal guidelines as outlined in 45CFR46-listed criteria for a waiver found at: http://www.hhs.gov/ohrp/humansubjects/guidance/45cfr46.html#46.116 .

 

 

 

SECTION I: Risks to Subjects
IRBs must evaluate the risk-benefit ratio of proposed human subject research. In approving a protocol, IRBs must determine that the benefits outweigh the risks and that risks to subjects are minimized.

Research risk is the probability of harm occurring as a result of participation in research. In non-technical language, address the following:

1) The types of risks (e.g., physical, psychological, social, economic, legal, etc.) the subject may reasonably encounter. Include any likelihood that questions may be sensitive or stressful to the participants.

2) Estimate the frequency/likelihood and magnitude of those risks (cite relevant literature, if available).

3) Describe the procedures/process which will be used to reduce or minimize risks:

a.  How the data will be safeguarded (e.g., data is anonymous, assigning pseudonyms, aggregate reporting, etc.).

b. How will subjects be explicitly informed if data will NOT be anonymous (Put “N/A” if using anonymous data)

c. What actions would you take if a participant gets hurt or upset?

 

 

 

SECTION J: Deception/Incomplete Disclosure
If you cannot adequately state the true purpose of the study to the subject in the informed consent, deception/ incomplete disclosure is involved.

1) Describe the deception/incomplete disclosure of information to the subjects.

2) Explain why such deception/incomplete disclosure is necessary.

3) Explain the debriefing process, or explain why there will not be a debriefing process.
SECTION K: Benefits
Describe any direct benefits participants could potentially receive (excluding compensation for participation). If there are no direct benefits, explain what other potential benefits are gained from the research (benefits to society). This cannot be left blank.

 

 

SECTION L: Subject Incentives/Compensations

 

L1. Does this study involve incentives or compensation to the subjects? For example cash, class extra credit, gift cards, or items.

L2. If yes,  provide details about the nature of the payment (e.g. type, amount, when it will be provided to subjects, contingencies for payment, payment schedule, etc.), what records will be retained regarding payment and who will these records be provided to (e.g. signed payment receipt, names and social security numbers provided to accounts payable for check payments, etc.):

Use this area to add any additional information that you believe is relevant to the IRB’s review of your study

SECTION N: Investigator Assurances
As a PI or Co-PI, I certify the following:

  • I have reviewed this protocol submission and acknowledge my responsibilities as Principal Investigator.
  • The information in this submission accurately reflects the proposed research.
  • I will not initiate this study until I receive written approval from the IRB.
  • I will promptly report to the IRB any unanticipated problems and adverse events, as well as any findings during the course of the study that may affect the risks and benefits to the subjects.
  • I will obtain prior written approval for modifications (amendments) to this protocol including, but not limited to, changes in procedures and/or changes in personnel.
  • I have completed the CITI Social and Behavioral Investigator Training Module and have read the Belmont Report.
  • All research personnel involved in the study have been appropriately trained in human subjects’ protection. I accept responsibility for assuring adherence to applicable Federal and State research regulations and APUS polices relative to the protection of the rights and welfare of the subjects enrolled in this study.
  • I have obtained, or will obtain, all necessary permissions from study sites.
  • Unless given Exempt Status, I understand that this study is subject to continuing review and approval by the IRB which will occur at least yearly.

Is there an explicit theoretical framework? If not, are there important theoretical assumptions?

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In this activity, you will select and critically review a peer-reviewed journal article from the Hunt Library that supports your case analysis findings and mitigation strategies. Use the following guidelines:

Objectives: What does the article set out to do?
Theory: Is there an explicit theoretical framework? If not, are there important theoretical assumptions?
Concepts: What are the central concepts and are they clearly defined?
Argument: Are there specific hypotheses?
Method: What methods were employed to support the hypotheses?
Evidence: What evidence was used to support the findings?
Values: Are value positions clear or are they implicit?
Literature: How does the work apply to your findings?
Contribution: How well does the research advance ergonomic knowledge?

Briefly describe four assumptions about media globalization that Professor Sinclair presents.

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Case Study 2: Advertising, Media and Globalization

  • Briefly describe four assumptions about media globalization that Professor Sinclair presents. 10 points each (40 total)
  • Briefly describe four critiques Professor Sinclair makes of the conventional perspective on media.10 points each (40 total)
  • Briefly describe how Professor Sinclair’s perspective expands our understanding of media globalization. (20 points)

Identify and describe the data you would use to report performance results for the measures you have chosen. What data source could be used to gather information for the measures?

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For any healthcare activity, three performance factors can be measured: structure, process, and

outcome. Consider the following hospital admission process:

Upon arrival, the patient reports to the hospital registration or admitting area. The patient completes paperwork and provides an insurance identification card, if insured. Often, patients register before the date of hospital admission to facilitate the registration process.

An identification bracelet, including the patient’s name and doctor’s name, is placed around the patient’s wrist. Before any procedure is performed or any form of medical care is provided, the patient is asked to sign a consent form. If the patient is not feeling well, a family member or caregiver can help the patient complete the admission process.

Identify one structure measure, one process measure, and one outcome measure that could be used to evaluate this hospital admission process. Analyze each of these measures in fundamental terms.

The manager of the hospital registration area wants to improve the admissions process and has asked you design a plan how best to do so, based on the data measures you identified in the previous paragraph.

Identify and describe the data you would use to report performance results for the measures you have chosen. What data source could be used to gather information for the measures?

Why would these data sources be best for gathering reliable data?

Your PPT presentation should be well-rounded with the following information:

  • Describes the problem areas.
  • Clearly describes the hospital admission and registration measurements chosen and provide an analysis of how your data will help improve this process.
  • Provides three actionable recommendations for the manager of the hospital registration

area to consider implementing to improve the hospital’s admission and registration processes.

Analyse the process of supply chain management decision making in a global context.

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Assessment Information

This assignment is designed to assess learning outcomes:

LO1.Apply modern international supply chain management principles and practice, including the evolution of modern operations management theory, to global business cases.
LO2.Analyse the process of supply chain management decision making in a global context.
LO3. Apply and analyse appropriate management frameworks which can be used for the planning and control of materials and services, from the viewpoints of quality, quantity and cost analysis.
LO4. Appreciate and utilise the range of tools and techniques available to aid efficient and effective global supply chain managerial decision making.

 

This assignment is an individual assignment.

Background

The nature of product characteristics requires that supply chain and logistical processes are designed accordingly. Fast moving consumer goods (FMCGs) display characteristics which require the design of processes which are inherently different to products which have innovative/technological characteristics.

This assignment requires you to:

  1. Critically identify and explain the mechanisms of an efficient supply chain. What types of products would require such processes?
  1. Critically identify and explain the mechanisms of a responsive supply chain? What types of products would require such processes?
  1. Compare and contrast the two supply chain processes.

Criteria for Assessment

Criteria Proportion of overall module mark
1. Introduction/summary

· Is the chosen topic well introduced and clearly defined?

 10
2. Efficient Supply Chain Process

· Have the mechanisms of an Efficient Supply Chain been identified and discussed?

· The use of Information Technology

· The use of outsourcing?

· Distribution?

· Manufacturing?

· What insights have been drawn from the literature?

· Are arguments supported by theory and/or practice?

 40
3. Responsive Supply Chain Process

· Have the mechanisms of a Responsive Supply Chain been identified and discussed?

· The use of Information Technology?

· The use of outsourcing?

· Distribution?

· Manufacturing?

· What insights have been drawn from the literature?

· Are arguments supported by theory and/or practice?

 40
4. Presentation, grammar, spelling and referencing 10%
   
Total 100% (x 30% weighting)

 

Word Count

The word count is 2500 words.

There will be a penalty of a deduction of 10% of the mark (after internal moderation) for work exceeding the word limit by 10% or more.

The word limit includes quotations and citations, but excludes the references list.

How to submit your assessment;

  • Your coursework will be given a zero mark if you do not submit a copy through Turnitin. Please take care to ensure that you have fully submitted your work.
  • Please ensure that you have submitted your work using the correct file format, unreadable files will receive a mark of zero. The Faculty accepts Microsoft Office and PDF documents, unless otherwise advised by the module leader.
  • All work submitted after the submission deadline without a valid and approved reason (see below) will be given a mark of zero.
  • The University wants you to do your best. However we know that sometimes events happen which mean that you can’t submit your coursework by the deadline – these events should be beyond your control and not easy to predict.  If this happens, you can apply for an extension to your deadline for up to two weeks, or if you need longer, you can apply for a deferral, which takes you to the next assessment period (for example, to the resit period following the main Assessment Boards). You must apply before the deadline.

You will find information about the process and what is or is not considered to be an event beyond your control at https://share.coventry.ac.uk/students/Registry/Pages/Deferrals-and-Extension.aspx

  • Students MUST keep a copy and/or an electronic file of their assignment.
  • Checks will be made on your work using anti-plagiarism software and approved plagiarism checking websites.

GUIDELINES AND BACKGROUND TO THIS ASSIGNMENT.

Plagiarism

As part of your study you will be involved in carrying out research and using this when writing up your coursework. It is important that you correctly acknowledge someone else’s writing, thoughts or ideas and that you do not attempt to pass this off as your own work.  Doing so is known as plagiarism.  It is not acceptable to copy from another source without acknowledging that it is someone else’s writing or thinking. This includes using paraphrasing as well as direct quotations. You are expected to correctly cite and reference the works of others. The Centre for Academic Writing provides documents to help you get this right.  You can also check your understanding of academic conduct by completing the Good Academic Practice quiz available on Moodle.

Self-plagiarism or reuse of work previously submitted;

You must not submit work for assessment that you have already submitted (partially or in full), either for your current course or for another qualification of this and any other university, unless this is specifically provided for in your assignment brief or specific course or module information. Where earlier work by you is citable, ie. it has already been published/submitted, you must reference it clearly. Identical pieces of work submitted concurrently will also be considered to be self-plagiarism. Self-plagiarism is unacceptable because you cannot gain credit for the same work twice.

Moodle includes a plagiarism detection system and assessors are experienced enough to recognise plagiarism when it occurs. Copying another student’s work, using previous work of your own or copying large sections from a book or the internet are examples of plagiarism and carry serious consequences. Please familiarise yourself with the CU Harvard Reference Style (on Moodle) and use it correctly to avoid a case of plagiarism or cheating being brought.  Again, if you are unsure, please contact the Centre for Academic Writing, your Progress Coach or a member of the course team.

Discuss at least 2 ways that cultural or social factors may impact or interact with your topic. Be thorough and complete in this section! Make sure and include the aspects of the topic that you discussed in your introduction. Cite and reference all materials.

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PAPER INSTRUCTIONS FOR PSYU 450
INTRODUCTION:
You will write 2 papers for this course. For these papers you may choose from a list of topics. Each of the two papers will be worth 100 points each. See the rubric for more information regarding how you will be graded on these papers.
For each of these papers you must complete ALL of the following and include ALL required information discussed below in order to get full credit for your work. Additionally:
You must also properly format and cite your work.
You must use at least 4 scholarly sources, not including your textbook, and may use up to 2 other non-scholarly but credible sources (e.g. WebMD, Harvard Newsletter, etc., not Wikipedia or other similar sites)
Your paper must be a total of at least 7 pages, not including your title and reference pages
You do not need to include an abstract for this paper.
Important Note About Citations: It’s very important that you properly format your paper using APA formatting, and that you cite and reference ALL sources you use in your paper. Any information in your paper that is not completely and solely your original idea should have a citation in the body of the paper and a corresponding reference on the reference page. If you do not know how to do this, please click on the Writing Help tab and access resources there. You may also sign up for tutoring or attend live webinars to assist you in learning to properly format your paper and use citations. If you use information from a source and do not cite it, that is plagiarism, which is a form of intellectual property theft and is a violation of academic integrity standards at Brandman. You could be reported to the University for an academic integrity violation, receive zero points on your paper, or have other consequences, so please do take citing and referencing seriously.
For each paper you will pick one of the following topics about which to write. You should spend time researching information about your topic and thinking about how it fits into the field of Counseling as a whole and refining your thoughts/reactions to this topic before beginning to write.
Topics from which to choose:
1. Psychoanalytic counseling
2. Jungian counseling theory
3. Adlerian counseling theory
4. Person-Centered therapy
5. Gestalt therapy
6. Behavior therapy
7. Cognitive-Behavior therapy
8. Rational-Emotive therapy
9. Choice Theory
10. Social Constructivism as it relates to counseling theory
11. Reality therapy
12. Feminist therapy
13. Solution-Focuses therapy
14. Narrative therapy
15. Family therapy
16. Integrative Psychotherapy
17. Pick a theorist and write about how they developed their theory.
18. Multicultural aspects of counseling
19. The role of counselor values and characteristic in counseling
20. Ethical issue in counseling—you may pick an issue and write about it
WHAT TO INCLUDE IN YOUR PAPER:
1. Introduction: (At least 1 page)
➢ Introduce your topic by:
Defining and describing your topic (use citations!)
Discussing why you chose this topic and what interests you about it.
Briefly describing the aspects of the topic you will discuss in your paper
2. Information About Your Topic: (At least 4 complete pages)
➢ Provide information about your topic by:
Using research, describe and discuss at least 4 elements of your topic. (Use citations!)
➢ Discuss at least 2 ways that cultural or social factors may impact or interact with your topic.
Be thorough and complete in this section! Make sure and include the aspects of the topic that you discussed in your introduction. Cite and reference all materials.
3. Discuss What You Learned/Reaction to Topic: (At least 1.5 complete pages)
➢ Discuss what you learned about your topic from researching and writing sections 1 and 2 and your reaction to the topic by:
Describing and discussing at least 3 things you learned that you found to be interesting and/or surprising.
Discussing one way you could apply what you learned in your career, life, etc.
Discussing at least 2 reactions/thoughts/ideas you had about the material, e.g., Did you change your mind about anything, do you feel differently about this topic,are you more or less interested in the topic, were there things you wished you’d found out but didn’t, were there things you related to in your own life and those to which you didn’t relate, etc? In this section you may include any kind of reaction
you had to what you learned.
Be thorough and complete in explaining your answers! Use citations as needed in this section.
4. Conclusion: (At least .5 pages)
➢ Provide a conclusion by:
Briefly summarizing each of the prior sections
Discussing any final conclusions you came to regarding the topic.

Analyze your patient case using root cause analysis and develop a plan of improvement utilizing the quality improvement model, Plan, Do, Study, Act. 

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Research a case study involving a patient situation in which there was an adverse event or a near miss. The case study should have the following details:

  1. A patient related situation exists that needs improvement.
  2. There is a chain of events leading to a decrease in quality of care.
  3. The situation is interdisciplinary and relies on a team approach for improvement.

Based on this case study, you will complete an in-depth case analysis that includes:

  1. Create process map of the current state to describe the occurrence, as well as an ideal process map.
  2. Analyze your patient case using root cause analysis and develop a plan of improvement utilizing the quality improvement model, Plan, Do, Study, Act.
  3. Describe the changes and test plan that are created, as well as the challenges of becoming a “change agent”.
  4. Discuss the leadership model that you will use to help you succeed.

Write a paper with the above information. The paper will be in APA format and no more than 5 pages, not including title and reference pages. This assignment is due at the end of Unit 4 and is worth 10% of your final grade.

Use the following outline to assist you with case analysis:

  1. Overall Process Map:
    • For the patient in this case study, draw a picture or a diagram of the overall care process. Flowcharts and stick figures can be used in the process map.
    • Show the major steps in the story.
  1. What contributed to this adverse event?
    • From the overall care process map, create a list of things that went wrong in the care of the patient.
    • Group these problems and errors into sensible categories. Examples include “communication breakdown” and “equipment failure.”
    • Use the “ask why five times” method and/or a fish bone diagram to organize your thinking.
  1. The Ideal Process Map
    • Draw a picture or a diagram of the ideal overall care process for the patient. Use diagrams or a process map here rather than text.
  1. Find an evidence-based practice guideline related to your topic.
  • What does the guideline state about your topic?
  • How can the guideline be used to improve the patient’s care?
  1. Process Improvement
    • Identify at least one process in the case that, if improved, could have moved the patient’s care closer to the ideal.
    • For the process you identified, create an aim statement for improvement.
      • A good aim statement specifies “how good, by when, for whom.”
      • The aim statement you create will be your process improvement measure.
  1. How would you know the changes made a difference?
    • Suggest at least two measures that could be used to
      • Track the progress of your improvement effort (process measures)
      • Assess the impact of improvement on the targeted population (outcome measures)
      • Monitor the costs associated with improvement (balancing measures)
  1.  What changes will you make?
    • What changes in the current system of care would you recommend testing? (i.e., are there small-scale, incremental changes that would be beneficial? Are there new care processes that need to be designed and implemented?)
  1.  Plan Your Tests
  • Provide a plan to test the changes you have proposed.
    • What questions do you hope to answer with this test, and what do you predict the answers are?
    • What changes will be tested?
    • How will the changes be tested (consider small scale early)?
    • Who will run the test?
    • Where and when will the test take place?
    • What information is important to collect?
    • Why is it important? Who will collect the data?
    • Who will analyze the data prior to study?
    • Where will data be kept?
    • When will the collection of data take place?
    • How will the data be collected?
  1.  Write out all the steps of your Plan, Do, Study, Act quality measure.
    • Include a specific aim statement that describes your process measure
    • Define your numerator and denominator for your measure
    • Describe your tests, as listed above in number 7
    • Analyze the data you might see if there was not an improvement
    • Plan the actions you would take to improve the process
  1.  What challenges might leadership face?

 

  • What is a “Change Agent” and what are the challenges associated with making changes in an organization?
  • What Leadership Model will you use to help achieve the changes?
  1. Follow the rubric below and the assignment instructions.
Criteria Level of Achievement

Points Possible
Process Map and Ideal Process Map

Weight 15%

 100.00 %

Presentation contains excellent pictures and /or diagrams /Flowcharts showing the major steps in each of the overall care processes and of the ideal care process.
Root Causes

Weight 20%

 100.00 %

Presents an excellent categorization and listing of problems and errors that occurred in this case. There is evidence that the “ask why five times” method and/or fishbone diagram was used to organize this section of the presentation.
Evidence Based Practice

Weight 15%

 100.00 %

Discusses the Evidence Based Practice guideline and the implications for improvement in the patient case. Includes at least two guidelines from scholarly sources.
Improving Part of the System and Measures

Weight 10%

 100.00 %

Describes more than one process that could have moved the care process closer to ideal. Includes well developed aim statement for each process identified.
Plan, Do, Study, Act

Weight 10%

 100.00%

Identifies all the elements of the performance improvement measure including the aim statement, the numerator and denominator that is collected and analyzed, and the actions taken to improve the measure, and the reevaluation of the data. Describes a specific plan in detail that will test and evaluate the proposed changes.
Leadership Challenges and Solutions

Weight 15%

 100.00 %

Provides an excellent description of the obstacles that the organization’s leaders must overcome to implement the proposed plan.
APA Format

Weight 5%

 100.00%

Correct APA, no grammar or spelling error

 

Demonstrate skills of critical appraisal with regard to the evidence put forward to validate theoretical approaches.

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MSc Accounting and Finance, MSc Finance, MSc IBE
ACFI7012 FINANCIAL MARKETS AND INSTITUTIONS
Assignments 2A: Semester 1 2019-2020. Weight 30%
Assignment 2A: Derivative Markets, Regulation of the Banking & Securities Industry,Central Banking and Risk Management Learning Outcomes assessed.
● Exhibit a thorough understanding of the main theoretical frameworks which have been used to analyse developments in financial markets and of their key assumptions and methodologies.
● Demonstrate skills of critical appraisal with regard to the evidence put forward to validate theoretical approaches.
● Apply the theoretical and empirical knowledge obtained in the module to the analysis of the impact of financial markets and institutions on businesses using funds and the regulatory issues which arise from this impact.
● Demonstrate an ability to apply academic knowledge and skills in practical contexts.
● Demonstrate an ability to engage in problem solving in ways appropriate to both participants in & regulators of the financial system.
● Demonstrate an ability to apply formal modelling techniques in the context of financial theory.
Objectives Part 2A
Part A of your Second Assignment is designed to assess your attainment of specific learning objectives from the second half of the module, weeks 7 to 11 focusing upon the following areas: a. Linear and non-linear derivative instruments and how they are used to transform and mitigate exposure; b. the appraisal of how financial institutions identify, measure and manage risk; c. comparing the key features of Supervisory and Prudential Regulation of the Banking and Securities Industry; and d. the role of Central Banks as lenders of last resort.
The Assignment requires you to answer both objective computational questions as well as provide discursive interpretation of your results. In total, there are three questions with subparts. Together the three questions count 30% towards your overall grade for the Module and is marked on the basis of 100%.
Submission date
Give the file(s) which you intend to upload a name which begins with your student number.
For example, ‘12345678 Assignment 2A.
For students who are registered with the Dyslexia/SpLD Service, any submission through Moodle and Turnitin will trigger a notification of a Blue Card and no further action is needed.
Assignment length
The three questions of Part A of Assignment Two have a combined maximum length of 750 words. You have discretion with regard to how your total word count of 750 is used across the three questions. The word count does not refer to your computational results which you will be interpreting and explaining. Please answer the three questions in the order provided. On
your third question, any words exceeding the maximum allowed amount will not be marked.
Presenting coursework for assessment
Please refer to the module guide for presentation requirements.
Marking, moderation and return of coursework and feedback
Refer to the module guide for how this module is marked and moderated, as well as feedback arrangements. All marks are provisional until review by the Examination Board.
Use of Moodle for Submitting Assignments
This assignment will be submitted through Moodle. The University does rely upon web based tool that supports the development of good academic practice when preparing written work for assessment. Features and functionalities such as text-matching tool allows academic staff to check assignments for improper use of sources or potential plagiarism by comparing it against continuously up-dated databases (including web-pages and other student work).
Authenticating your coursework
Refer to the module guide for advice on authenticating your coursework.
Marking criteria
Your Second Assignment is designed to assess your attainment of specific learning objectives.
The Assignment requires you to answer three objective computational questions as well as provide discursive interpretation of your results. You will be assessed for the correctness of your answers to objective components and the quality of your discursive interpretation. Each question is graded on the basis of 100% marks each.
Instructions:
You should perform calculations, as required, for each question in an Excel Spreadsheet. The results including graphs from Excel must be copied into your word document for submission.
In addition, you must upload your Excel spreadsheet to complete your submission. There should be one Word Document covering all Three Questions. There should be one Excel spreadsheet covering all three questions, having separate tabs labelled Q1, Q2 and Q3.
Q1. The Skipton Building Society, like virtually all financial institutions, views asset and liability management as a key concern. Management wish to ensure that there is an adequate spread between return on assets and the cost of funds, liabilities. They are also concerned with the interest rate sensitivity of assets and liabilities as well as their respective liquidity. A key asset for Skipton is in the form of 30-year mortgages with floating interest rates that adjust on an annual basis. Skipton obtains most of its funds by issuing 5-year Certificates of Deposit.
It uses the Yield Curve to assess the market’s anticipation of future interest rates. It believes that expectations of future interest rates are the main driver affecting the Yield Curve. Assume that the Yield Curve is steeply downward sloping. Based upon the information provided and your understanding of what drives their business model, please answer the following questions:
a. Why is it important to assess the sensitivity of assets and liabilities in a financial institution such as Skipton? (9 marks)
b. If the time-weighted value (duration) of assets is not the same as that of liabilities, in effect, what is the financial institution doing and explain why this may or may not be problematic. (8 marks)
c. What do we mean by Liquidity Matching and why should this be important to an institution such as Skipton? (8 marks)
d. Why or why not do you think Skipton should use financial futures as a method of hedging? (8 marks)
Q2. You manage equity investments for a hedge fund based in Mayfair. Your fund specializes in U.S. shares and plans to hold these securities over a long-period. You are worried that share markets may experience a temporary decline over the next three months and your portfolio of U.S. shares will follow the market downward, losing value. You are considering using options on the S&P 500 Index futures (options on futures) to manage your risk and thereby transform or mitigate your fund’s exposure. The S&P 500 Index is trading currently at $3,000 which is the full value of the Index. The following options on the S&P Index futures are available and all expire in three months.
STRIKE PRICE CALL PREMIUM PUT PREMIUM
2800 $108.00 $108.00
3200 $80.00 $143.00
As information, Option Contracts on the S&P Index are for 100 units. (So, for example, on the strike price of 2800, you pay $10,800 and One Contract on a Strike of 2800 would hedge $280,000). Given the above information, please answer the following questions:
a. If your portfolio is presently valued at $8,000,000, approximately how many Index Option contracts should you use in order to hedge your entire portfolio against falling value? Please show and explain your calculations. (11 marks)
b. How would hedge your portfolio so that your approximate loss would not exceed 7% from present value? What would be the cost of such a hedge? Please explain and show your calculations. (11 marks)
c. Given your belief that the share market in the next three months may fall, how might you reduce the cost of having down-side protection. With an example, please explain and show your calculations. (Hint: What “position” in what options would correspond to a “bearish” market view?) (11 marks)
Q3. People’s Bank, a new start-up bank has begun operations with the following assets and liabilities:
ASSETS LIABILITIES
Reserves: £ 33,500,000 £3,500,000 in Bank Capital(Equity + Retained Earnings)£50,000,000 commercial loan: 3- year loans, simple interest paid monthly at 0.75% per month or 9.38% annually (AAA rated with Risk Weight of 20% under Standardised Approach) £130,000,000 in checking accounts – deposits  £50,000,000 in mortgages: 200 Standard 30-year, fixed nominal annual rate of 5.25% each for £250,000 each.
(Risk Weighting of 50% under Standardised Approach)
Given the above facts, please answer the following questions:
a. Explain and calculate the minimum reserves the Bank must hold if Required Reserves are 10% and of what may they consist? (5 marks)
b. What are the Bank’s Risk Weighted Assets and Tier 1 Capital ratio (5 marks)
c. What does it mean for a bank to be “adequately-capitalized” and do you think People’s Bank is in that position? Please explain why. From a systemic perspective, why is it important for banks in general to have sufficient capital? (5 marks)
d. If because of Central Bank policy, mortgage rates increased to 10% how would it affect the market value of People’s mortgage book? Why? How would it affect People’s “market value” and its required capital? (5 marks)
e. What Central Bank policy might explain the increase in interest rates and, most likely, how was the increase in interest rates engineered to happen? (5 marks)
f. If Bank regulators force People’s Bank to sell its mortgages to recognise their change in market value, how would this impact the bank’s capital position? What would be the effect upon reserves? (5 marks)
g. If there were an economic panic leading to a “run on the bank” (depositors taking their money out) what impact would it have upon required reserves? What policies or measures might prevent the “run” from happening? (4 marks)

Is death the only important measure of vaccine success? Given that the diagnosis of malaria is presumptive in most cases and verbal autopsy is used to attribute cause of death, is the trial to substantiate vaccine efficacy justified?

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In the past decade, the rapid rise in the incidence of malaria has been so alarming that it is considered a re-emerging disease. In 2006 alone, an estimated 250-300 million cases resulted in almost a million deaths worldwide. Many of those who die are children: malaria kills one child every 30 seconds. Countries in tropical Africa account for more than 90% of the total malaria incidence and for the great majority of malaria deaths. Factors that contribute to the worsening global malaria situation include the spread of drug-resistant strains, frequent civil unrest in Africa forcing resettlement in endemic areas, gross inadequacy of funds for implementing vector control programs and providing basic health care, and changing rainfall patterns. Since malaria is concentrated in the world’s poorest countries, which lack well-developed and accessible health care infra- structures, most people needing rapid diagnosis and treatment for malaria don’t get it even though the cost per patient may be extremely low by the standards of high-income countries. Historically, vaccines are one of the most cost-effective and sustainable ways to control infectious diseases. Consequently, much malaria research is focused on developing an effective vaccine. Current efforts are concentrating on DNA technologies that might induce an immune response to the different stages of malaria infection. To be effective, any intervention, whether preventive or curative, must be inexpensive and relatively easy to administer and maintain. A North American university is in the process of designing trials to test a multi-stage DNA vaccine. Preliminary studies in the United States of America have been encouraging; immunization of human research participants shows evidence of a strong immune response, and experimental challenge studies in North American volunteers are being initiated. Larger-scale field studies, for Phases II and III, are being planned due to the acute need to find an effective vaccine as soon as possible. If the vaccine were found to be efficacious in malaria-endemic areas, it could potentially save millions of lives. A country in sub-Saharan Africa where malaria is endemic has expressed interest in participating in the vaccine research effort. The African and North American investigators begin to work together to design a study protocol to assess the vaccine’s efficacy for reducing deaths due to malaria in chil- dren younger than 5 years, and particularly in infants. It is thought that the vaccine might work in two possible ways: first, it might prevent vaccinated individuals from getting malaria at all. Second, it might not prevent the acquisition of malaria, but it might prevent those who become infected from becoming seriously ill and/or dying; that is, vaccinated children might get a milder case of malaria. One of the districts in the country, whose total population is approximately 150 000, has put together a very effective epidemiological surveillance system. Trained community health workers visit each home in every village in the district every three months and record all births, deaths, major illnesses, marriages, and migrations. A centralized, computerized, record keeping system is regularly updated on the basis of the community health worker reports. At the same time, most of the villages in this district are remote and only four health posts serve the entire population. Furthermore, in addition to the high malaria burden (18% of annual income lost due to the disease), trained health care workers, lab facilities, and medicines are in extremely short supply. Children younger than 5 years in the study area suffer an average of six bouts of malaria a year; and fatally afflicted children and infants often die less than 72 hours after developing symptoms The investigators plan on randomly selecting potential partic- ipants (children less than 5 years old) for the vaccine trial from the database gathered by the community health workers. A study vaccination team will visit each home, explain the study, and obtain informed consent from the appropriate caregiver and administer the vaccine or placebo, in double-blind fash- ion, to those children whose parents agree to participate. The risks of vaccination are minor, and the potential benefit is prevention of morbidity or mortality due to malaria. The team will then leave the village without implementing any other interventions. The data on subsequent illness and death due to malaria will be collected passively by using the information from the centralized data base that is already in place, as well as active surveillance regularly conducted by the community health workers. The impact on the existing health care structure will be minimal. Since there is no clearly defined immunological marker to measure protective immunity against malaria, and since mortality is by far the most important outcome variable to measure, the study will look at deaths (and, to the extent that health records and verbal autopsies allow, deaths due to malaria) as a study endpoint. Practically, this means that in the absence of a surrogate marker for mortality, the investigators cannot interfere with the “natural” consequences of malaria transmission in the study villages. Yet, the study investigators are aware that due to the presence of the study itself and with relatively little expense, all or nearly all deaths from malaria in the study population could be avoided. If they identified and treated all cases of malaria in the study population, however, they cannot measure the efficacy of the vaccine, which, of course, is the entire reason for the study.

 

  1. Is death the only important measure of vaccine success? Given that the diagnosis of malaria is presumptive in most cases and verbal autopsy is used to attribute cause of death, is the trial to substantiate vaccine efficacy justified?
  2. Sometimes ethical considerations can affect study design. In this study, how does the ethical obligation of improving malaria care and treatment affect the study design?
  3. The case study does not indicate that any provision has been made for an ethical review by the country where the research is being conducted. If the North American partners insist that the review conducted in the United States of America is adequate, what should the host country do? In the host country, who has the ethical obligation to ensure review by a local committee – researchers, government health staff, public health authorities, regulatory bodies, or others? If the host country does not have the capacity to provide ethical oversight, what options are available?

Evaluate the different market research methods that could be applied to a B2C and a B2B context.

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Consumer Behaviour and Insight
Assessment Brief 2019/2020 Academic Year
This is the Assessment Brief for Consumer Behaviour and Insight. Please refer to this document for further information regarding the delivery of the module, learning
outcomes, assessment tasks and submission dates.

Course HND Business Academic Year 2019-2020 Unit Number & Unit Title Unit 37: Consumer Behaviour and Insight Assignment Author Assessors Assignment Title Consumer Behaviour and Insight Date issued.
Formative Submission Deadline Summative Submission Deadline Group Deadline Group Deadline BA8

ASSIGNMENT BRIEF AND GUIDANCE
Purpose of this assessment
The assessment is designed to test students’ knowledge and understanding of the consumer’s decision-making processes, from needs recognition through research, the evaluation of alternatives, purchase and post-purchase evaluation. Is expected that students will be able to explore the underpinning theories and frameworks, and to relate these to real-world examples.
An important part of marketing is to understand the processes behind how a consumer decides to purchase a product and service. Scenario 1 You have been appointed as the new marketing associate for a company of your choice. The marketing manager is in the process of compiling an annual marketing report for the London strategic business unit and needs you to provide an informative overview of the trends in consumer behaviour for your target market in the consumer sector. Task 1
The report will have to be based on one chosen organisation only. The organisation should trade in both B2C and B2B sectors.
The report must have three sections:
Section 1: Map of ‘Path to Purchase’ of the product/service
1. Evaluate (with a rationale of the selected product/service) the five different stages of the consumer’s decision-making process and analyse the factors that influence that process. Use a B2C context.
2. Evaluate the black box model of consumer behaviour. Explain how it influences marketing decisions.
3. Map out the consumer’s decision-making process for one product or service. Use B2C context for a chosen organisation.
Section 2: Research and Data in Consumer Behaviour
4. Compare the similarities and differences of the decision-making process (purchase decision-making) of B2C and B2B, with reference to the chosen organisation.
5. Evaluate the different market research methods that could be applied to a B2C and a B2B context. Use examples relevant to a chosen organisation.
6. Justify how market research can influence the stages of customer/consumer’s decision-making process, supported by examples. You can use both B2C and B2B contexts. Use relevant to a chosen organisation examples.
Section 3: Influence on the decision-making process
7. Evaluate a minimum of 2 factors that influence the decision-making process (you must include two of the following: personality, motivation, learning and perception, cultures and sub-cultures, using the appropriate theoretical models). Illustrate your evaluation using specific examples of promotional activities of your chosen company.
This provides evidence for ALL LEARNING OUTCOMES
Word count: 2000-2500 words. Students will not be penalised for exceeding this count. Submission Format
Task 1: BUSINESS REPORT
This should be written in a concise, formal business style using single spacing and font size 12. You are required to make use of headings, paragraphs, subsections and illustrations as appropriate and all work must be supported with research and referenced using the Harvard referencing system. Please also provide a bibliography using the Harvard referencing system. The recommended word limit is 2,000–2,500 words, although you will not be penalised for exceeding the total word limit.
Formative assignment
Discussion Forum Activity
Watch the following video: https://www.ted.com/talks/reed_hastings_how_netflix_changed_entertainment_and_where_it_s_headed/transcript
During week five you will be asked to see the following video before coming to class. Then, as a group you are expected to conduct independent research and present a 500-word essay-type answer to the following questions:
1. What aspects of Netflix organisational culture strike you as unique?
2. Why is Netflix able to produce good quality entertainment that generate high viewership (e.g. Orange is the New Black)? How do they collect and utilise data to understand consumer behaviour?
3. Illustrate with examples how new technologies influence consumer behaviour, with specific reference to Netflix organic development from a small DVD rental company to a global streaming, content creating, and entertainment organisation. How do they differ from their main competitors?
You will be given a total of 2 hours to answer the questions as a group, followed by a class discussion with your peers. After the class, you will need to submit your work in an online discussion forum where your lecturer give you feedback.
Please note that non-submission of formative work will lead to a classification of an AT-RISK student, which might jeopardise the submission of summative work and subsequent progression of your studies.
Word count: 500 words maximum per post
This formative task is designed to test understanding of LO1 and introduce students to concepts that related to LO2
The current Assignment Brief covers the following Learning Outcomes Grading Criteria Learning Outcomes Pass Merit Distinction Task No. Evidence
LO1 Demonstrate the ability to map a path to purchase in a given category, including the decision making process P1 Explain and analyse the stages of the consumer decision making journey for a given
product/service.
P2 Explain why it is important for marketers to map a path to purchase and M1 Evaluate how marketers are responding to the decision-making process, applying relevant concepts and models.
LO1, 2 & 3 D1 Critically evaluate the application of appropriate theories, concepts and models that
influence and impact upon the decision making process, supported
1 Report with cover page, table of contents, adequate sections on each topic, reference list and appendices (if necessary) understand consumer decision-making. by specific examples and contexts.
LO2 Evaluate appropriate forms of research to understand influences on the decisionmaking process
(B2C and B2B)
P3 Compare and contrast the key differences of the decision-making process in the context of B2C and B2B, providing specific examples.
P4 Evaluate the different approaches to market research and methods of research used for understanding the decision- making process in both B2C and B2B contexts. M2 Provide a coherent and justified evaluation of how different factors influence decision-making and buying behaviour, supported by specific examples.
1 Report with cover page, table of contents, adequate sections on each topic, reference list and appendices (if necessary)
LO3 Evaluate how marketers influence the different stages of the decision- making process (B2C and B2B) P5 Evaluate how marketers can influence the different stages of the decision- making process of B2C and B2B, giving specific examples.

M3 Critically evaluate how marketers influence each stage of the decision making process with
reference to relevant methods and models applied.
1
Report with cover page, table of contents, adequate sections on each topic, reference list and appendices (if necessary) Student submission and declaration The following declaration will be inserted in the Turnitin link for both formative and summative submissions: ‘I certify that by submitting the work for this assessment on Moodle (and via Turnitin) it is my own work and all research sources are fully acknowledged using the Harvard system of references. I certify that there are no personal or mitigating circumstances that have affected my work.’ By submitting such document, you acknowledge that your work is your own, and abides by the DGHE code of conduct, and Pearson regulations. Please note that in case of academic malpractice DGHE reserves the right to decline to accept the work for assessment purposes, and/or conduct an investigation, which might result in an oral presentation, oral or written exam, or any other appropriate form of examination. Further information can be found in the academic integrity and misconduct policy, the assessment policy, and the student handbook.